Privacy Policy

1. Information We Collect

At Smart Calculator Suite, we believe in radical transparency and minimal data collection. We've designed our calculators to work entirely in your browser.

a) Calculator Inputs (Not Stored)

When you use our calculators, you may enter:

• Salary and income details
• Loan amounts and interest rates
• Tax deduction information
• Property values and EMI details

b) Saved Calculations (Optional)

If you choose to use our "Save" feature to bookmark calculations:

• Saved calculations are stored in your browser's local storage
• They remain on your device only
• We cannot access or view your saved calculations
• Clearing browser data will remove saved calculations

c) Automatically Collected Information

We collect minimal, anonymous usage statistics to improve our service:

• Device type: Mobile, tablet, or desktop
• Browser type: Chrome, Safari, Firefox, etc.
• Country/Region: Based on IP (not stored)
• Pages visited: Which calculators are most popular
• Session duration: How long you stay on the site

This data is aggregated and anonymized — we cannot identify individual users.

2. What We Don't Collect

We want to be absolutely clear about what we do NOT collect:

3. How We Use Information

The minimal data we collect is used solely to:

• Improve calculator accuracy: Identify and fix calculation bugs
• Enhance user experience: Understand which features are most valuable
• Optimize performance: Make the site faster and more reliable
• Fix technical issues: Debug errors and improve stability

4. Cookies & Local Storage

We use browser technologies to enhance your experience:

• Essential Cookies: Remember your region and currency preference
• Local Storage: Save your calculation history (optional, on your device only)
• Analytics Cookies: Understand site usage (anonymous, aggregated data)

You can disable cookies through your browser settings. Some features (like saved calculations) may not work if cookies/local storage are disabled.

5. Third-Party Services

We may use trusted third-party services to operate our website:

• Hosting Provider: To serve the website
• Analytics Service: To understand usage patterns (anonymous data only)

These services follow their own privacy policies and receive only aggregated, non-personal data.

6. Data Security

Since we don't store your calculator inputs on our servers, the security risk is minimal. However:

• We use HTTPS encryption for all connections
• We follow industry-standard security practices
• We regularly update our systems to patch vulnerabilities

While we take reasonable security measures, no online system is 100% secure. Use the calculators at your own discretion.

7. Children's Privacy

Our calculators are intended for general informational use and are not specifically directed at children under 13 years of age. We do not knowingly collect information from children.

8. Your Rights

Since we don't store personal data, there's nothing to access, delete, or port. However, you have the right to:

• Clear your browser's local storage to remove saved calculations
• Disable cookies and analytics tracking
• Stop using the service at any time

9. International Users

Our calculators are available to users worldwide. We do not transfer personal data internationally because we don't collect it in the first place.

Some calculators may be region-specific (e.g., India tax calculators, US mortgage calculators), but the privacy practices remain the same regardless of your location.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be reflected on this page with an updated "Last updated" date at the top.

Material changes will be communicated through a notice on our homepage.

11. Contact

If you have questions about this Privacy Policy, please visit our Contact page.